Add an answer here.Pivest offers a modern take on online banking—no hidden fees~, early access to your paycheck (up to 2 days early with direct deposit)^, and tools to help you save automatically. When you open an account with Pivest, you receive a Visa® Debit Card and a Checking Account you can manage entirely from your smartphone, along with an optional Savings Account designed to grow your savings effortlessly. The Pivest mobile app is available on both Android and iOS. Pivest is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC.†

At Pivest, our mission is to empower everyday people to achieve true financial progress. We’re reimagining how people experience banking—making it simpler, more transparent, and built around your needs. Pivest was founded on the belief that managing your money should be stress-free and that financial tools should work for you, not against you. We don’t profit from your setbacks, and every feature we create is designed to support and improve your financial well-being.n answer here.

Pivest earns revenue through interchange fees on card transactions. Whenever you use your Pivest Visa® Debit Card or Credit Builder Secured Credit Card to make purchases or pay bills, Visa processes the payment and charges a fee to the merchant. Pivest receives a portion of that fee. This model allows us to continue developing innovative, user-friendly products that help you get more from your money—without relying on hidden fees.

Pivest is available to U.S. citizens and legal residents who are 18 years or older. While your Pivest card can be used globally, we currently offer accounts only to individuals living in the United States or the District of Columbia who have a valid Social Security Number (SSN).

 Pivest doesn’t charge fees to sign up, and there are no overdraft fees, monthly service fees, minimum balance requirements, or card replacement fees. However, a $2.50 fee applies if you withdraw cash over the counter or from an out-of-network ATM that’s not part of Pivest’s 50,000+ fee-free ATM network. There’s also a $2 fee for receiving funds instantly through PivestPay®. Keep in mind that third-party services, like external money transfer providers, may charge additional fees.

Pivest is not a walk in  bank. It is a financial technology company that provides banking services through The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC. Pivest members can open a Checking Account with an optional Savings Account and have the opportunity to build their credit history by applying for a secured Pivest Credit Builder Visa® Credit Card—all while enjoying the convenience of online and mobile banking. Eligibility requirements apply for the Credit Builder card.